Mortgage Library | BQ Mortgage

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The Costs of Selling a Home

Aside from paying off your existing mortgage, there are several costs associated with selling your home. Most are required, and others...

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Can RSU and bonus income be qualified for a mortgage loan?

However, while some lenders will accept RSUs and bonus income as part of your mortgage loan or refinance application, there are certain...

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How do I Correct Mistakes on My Credit Report?

You do that by sending a dispute letter to the credit reporting bureau that provided the incorrect report (like Equifax, Experian, and...

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Why do lenders ask for my Social Security Number?

Lenders need your SSN to verify that your information is correct and prevent loan fraud. Firstly, they use your SSN when they conduct a...

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What’s the different between a “Soft pull” and a “hard pull”?

The major difference between the two is that a hard pull appears on your credit report while a soft pull does not. When you apply for a...

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Why and when should I refinance?

By doing a refinance, you can turn your debt into equity, save thousands of dollars in interest, and get steadier home loan payments. In...